We are excited to present you with the Black Enlightenment APP. We aim to keep you informed about the Best and latest Black Restaurants across all major cities in the US. We will also have a Restaurant of the Month each month. Plus if the restaurant receive the 3 thumbs up then you know you must visit the restaurant and grab a Bite To EAT!!!!!!
The Runaway Jamaica B&B
88 Rickets Dr
Runaway Bay, Jamaica
La Creole Beach Hotel & Spa-Guadeloupe
Pointe De La Verdure, Gosier 97190 Guadeloupe
Ocean Terrace Inn-St. Kitts
Wigley Ave, Fortlands P.O. Box 65
Basseterre, St. Kitts& Nevis
Frangipani Beach Resort-Anguilla
West End Village, Meads Bay, Anguilla
Kibale , Uganda
Spice Island Beach Resort-Grenada
Anguilla Great House Beach Resort – Anguilla, British West Indies
Rendezvous Bay, Anguilla
Golden Castle Golf & Spa – Montego Bay, Jamaica
The Greens, Lot 10
Rose Hall, Montego Bay.
RLJ Kendeja Resort & Villas – Libera, Africa
Roberts Field Highway – Kendeja Village, RLJ Boulevard
Villa Lolita Tryall – Montego Bay, Jamaica
P.O. Box 1206
Montego Bay, Jamaica
Ocean West Boutique Hotel
West Bay Street, Nassau
Douar Abiad La Palmeraie
Negril Treehouse Resort – Negril, Jamaica
Paradise Cove Resort – Anguilla, British West Indies
P.O. Box 135,
The Cove, Anguilla
Carringtons Inn St. Croix – U.S Virgin Islands(B&B)
4001 Estate Hermon Hill
Christiansted, U.S Virgin Islands 00820
La Maison Michelle
2 Lancaster Ridge
St. James, Barbados
Wandei St. Dunkley Square
Cape Town, South Africa
When we think of credit, sometimes we don’t realize how important it is to our everyday life. Your credit will affect what jobs you can get, how your interest rate will be, even how much your bills will be. So what exactly is credit? Credit is the ability of a customer to obtain goods or services before payment based on the trust that payment will be made in the future.
Some may even say that credit is more valuable than cash. Teaching the importance of credit to kids at an early age is very vital. Also, there are even ways that someone can build a good credit score before their child graduates college. This will give that child an advantage on getting a house, car, job, or loan to start a business.
Credit score range from 300 being the worst to 800 being the best. An estimated 60% of people range from a credit score of 650 to 799. Here is what makes up your credit score?
One way that you can improve your credit is to always pay off you balance in full. Also if you want to build your child’s credit up, you can add them as an authorized user. An authorized user is someone who is put on a credit cardholder’s account but is not responsible for repayment of the debt. Just because someone is an authorized user doesn’t mean they will have excess to your personal credit card. Make sure to check with your card provider about every detail regarding what an authorized user has access to. This can be done not only for you child but for someone who needs help improving their credit. The cardholder can also negatively affect the authorized user if he or she is not making payments or has late payments. So again make sure that the card provider gives all the details that is important good and bad.
As stated early your credit affects your interest rate APR (Annual Percentage Rate) this is based on the risk you pose. The higher the risk the higher the APR. Banks base everything on what risk someone has based on their credit score. For example, someone with a 660 to 679 credit has odds of 38 to 1 of having a late payment. Other example is 500 to 600 credit score has odds of 8 to 1 of having a late payment. This is how banks come up with what a person’s interest rate will become. The higher the credit score the lower the APR and the lower the credit score the higher the APR.
Credit is like a trail that everyone leaves it could be a small trail or a big pile. Always keep track of what is in your name and any debt that is owned pay it off or try to make payment arrangements. You also can check your credit score free at www.annualcreditreport.com .
Reference: Credit IS King by: Will Roundtree
Many may assume that if someone has a felony record that he or she have lost the right to vote. That is incorrect in most states, in fact, someone with a felony can get their right to vote restored. In these cases, a person either can vote while incarcerated or get voting rights restored after parole or probation. The important thing is to verify how to get your voting rights back with local and state officials.
In the 2016 election, 6 million people with a current or past felony record couldn’t vote. Six million votes could have changed the election on a local and state level tremendously. Those persons that couldn’t vote estates about 2.5% of the population. That is 1 out of 40 people with a felony record. With 1 out of 13 being African American which is 7.4%. That affects our community in regards to how much voting power we honestly have.
So let’s break down which state someone with a felony can vote and what steps to take to restore those voting rights.
1. In Maine & Vermont: A felon never loses their right to vote.
2. These 14 state he or she loses their voting rights only while incarcerated and receive automatic restoration upon release: District of Columbia (D.C), Hawaii, Illinois, Indiana, Maryland, Massachusetts, Michigan, Montana, New Hampshire, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island and Utah.
3. These 21 states a felon loses their voting rights during incarceration & while on parole/probation, but their rights can be restored after a period. He or she may also have to pay fines, fees, or restitution before voting rights are granted in
: Alaska, Arkansas, California, Connecticut, Georgia, Idaho, Kansas, Louisiana, Minnesota, Missouri, New Jersey, New Mexico, New York, West Virginia, North Carolina, Oklahoma, South Carolina, Texas, Washington, & South Dakota.
4. These 13 states a felon loses voting rights indefinitely for some crimes & need a governor pardon or face additional waiting period after completion. : Alabama, Arizona, Delaware, Florida, Iowa, Kentucky, Mississippi, Nevada, Nebraska, Tennessee, Virginia, Wisconsin, Wyoming.